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Your Merchant Account and Your Growing Business

You have purchased a domain name, found a good web hosting company, and found a product that you think you can sell.  Now it is time to think about accepting credit cards.  Normally, some people might...

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Payment technology without research fails

About a year ago one of the founders of Twitter and some other talented business persons came up with a mobile payment method called square. Square is a very tiny card reader that attaches to the audio...

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Changing or adding products after establishing a merchant account

When establishing your merchant account the acquiring bank that is reviewing your application is assessing the risk associated with establishing your account. They factor in many variables including...

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What are the essential components of an online store?

Many small businesses are trying to move aspects of their business to the web in order to be more competitive and take their business to the next level. The internet can be great for small businesses,...

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Glossary of Terms

If you are new to the payment processing world the list of terms below may come in handy.  We have carefully compiled this list to include a number of commons words and phrases used in the credit card...

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Discount Rate

This fee is probably one of the most confusing terms in the merchant account industry.  When you hear the word discount, you think you might be getting something for less.  In a sense, you are.  Your...

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Mobile privacy hot topic in Washington

Rapid adoption of mobile payments against a backdrop of major data security breaches has renewed concerns in Congress about efforts to protect consumers against the misuse or theft of private...

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Benefits of eCommerce for Small Business

Doing business online goes by a variety of names: eCommerce, online commerce, Web commerce, eBusiness, eRetail, eTailing, and even EC. But whatever you call it, it’s likely to be beneficial to growing...

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Report: Online Fraud Down but Avg. Value Up

For every $100 in fraudulent transactions, retailers incurred a “true” cost of $230, according to a new study commissioned by LexisNexis Risk Solutions. According to the study, conducted by...

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Setting Up a Merchant Account – Things to Consider

Web sites that offer services and products need a way for their customers to purchase the service or product. Several steps must be taken before a web site can process payments. The first thing a web...

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